Y'all, this easy baked cream cheese and chili dip has been my go-to party appetizer for over 20 years—and it’s always a hit! Made with just three simple ingredients: cream cheese, canned Hormel chili, and shredded Monterey Jack cheese. This warm dip skips the Velveeta but delivers all the cozy, crave-worthy flavor. Pop it in the oven for 10 minutes, then serve it hot with tortilla chips for an effortless crowd-pleaser.