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    Home » Appetizers » Baked Dips

    Published Mar 2, 2021 (Updated Jun 26, 2025) by Heather Bilyeu

    20-Minute Baked Cream Cheese and Chili Dip

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    3 Comments
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    Y'all, this easy baked cream cheese and chili dip has been my go-to party appetizer for over 20 years—and it’s always a hit! Made with just three simple ingredients: cream cheese, canned Hormel chili, and shredded Monterey Jack cheese. This warm dip skips the Velveeta but delivers all the cozy, crave-worthy flavor. Pop it in the oven for 10 minutes, then serve it hot with tortilla chips for an effortless crowd-pleaser. Serves 8-10.

    20-Minute Baked Cream Cheese & Chili Dip in a round pie dish with chip all around the sides.

    If we have friends and family coming over to our home for any reason, there will ALWAYS be an appetizer and drinks out waiting to greet them. It's just the way my mom raised a proper home-taught Southern cook - I can't help it!

    Everyone swarms around this dip immediately! There is something irresistible about dipping a salty tortilla chip into the warm, cheesy goodness of a dip situation - I know you feel me on this. If you want to show your guests love in a simple dish that they will devour and will make some full and happy bellies...let me show you how easy it is to make this. Because I guarantee they will ask you for the recipe! 😉

    A block of cream cheese, Monterey Jack cheese and a can of Hormel chili on a white table.
    cream cheese spread out in a pie dish.
    STEP ONE: Spread softened cream cheese evenly into a pie dish or shallow baking dish.
    Chili spread evenly over cream cheese in a shallow dish.
    STEP TWO: Pour chili over the top and spread out evenly.
    Shredded cheese sprinkled on top of chili cheese dish.
    STEP THREE: Top with hand-shredded Monterey Jack cheese.
    20-Minute Baked Cream Cheese & Chili Dip fresh out of the oven on a white table.
    STEP FOUR: Bake at 350 for 10 minutes until hot and bubbly!
    shredding a block of cheese on a counter top

    ⭐️PRO TIP ⭐️ - I always recommend getting a block of cheese and shredding it yourself. The extra 2 minutes it takes is well worth the effort IMO. Having made this recipe for over half my life, it melts better than the bag of preshredded cheese and also yields just a better flavor overall.

    A hand scooping out some hot chili and cheese dip on a cracker.
    STEP FIVE: Remove from the oven and enjoy hot and fresh! This is a great Cheese dip for chips - we love the Great Value Chili Garlic tortilla chips in our home....they are the best!

    FSS has TONS of dips and spreads recipes on the site, but most often I will choose to serve either 2-minute cream cheese and pepper jelly dip or this Hormel chili cream cheese dip oven. I hope you enjoy just as much as we do! From our kitchen to yours - HAPPY DIPPING!

    Over head view of a plate with some chili cheese dip scooped on it with chips.
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    Recipe

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    Chili cheese dip in a pie dish with chips around it.

    20-Minute Baked Cream Cheese and Chili Dip


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    • Author: Heather Bilyeu
    • Total Time: 20 minutes
    • Yield: 8-10
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    Description

    Y'all, this easy baked cream cheese and chili dip has been my go-to party appetizer for over 20 years—and it’s always a hit! Made with just three simple ingredients: cream cheese, canned Hormel chili, and shredded Monterey Jack cheese. This warm dip skips the Velveeta but delivers all the cozy, crave-worthy flavor. Pop it in the oven for 10 minutes, then serve it hot with tortilla chips for an effortless crowd-pleaser. 


    Ingredients

    Scale
    • 8 Ounces Cream Cheese - softened
    • 1 - 15 Ounce Canned Hormel Chili
    • 2 Cups Shredded Monterey Jack Cheese


    Instructions

    1. Preheat the oven to 350 degrees.
    2. Spread the softened cream cheese into a pie dish. 
    3. Pour the canned chili over the cream cheese and spread it out evenly.
    4. Sprinkle shredded cheese evenly over the top.
    5. Place in the oven and bake for 10 minutes (until the cheese is melted and bubbly).
    6. Remove from the oven and enjoy hot with chips.
    • Prep Time: 10 minutes
    • Cook Time: 10 minutes
    • Category: Appetizer
    • Method: Baking
    • Cuisine: American

    Nutrition

    • Serving Size: 1 spoonfil
    • Calories: 236
    • Sugar: 1.6 g
    • Sodium: 438 mg
    • Fat: 17.9 g
    • Carbohydrates: 6.4 g
    • Fiber: 1.6 g
    • Protein: 12.6 g
    • Cholesterol: 46.4 mg

    Did you make this recipe?

    Tag @fuelingasouthernsoul on Instagram and hashtag it #fuelingasouthernsoul

    Please rate and review below!

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    Filed Under: Baked Dips, Fall, Recipe Video, SuperBowl/Tailgate Tagged With: Cream Cheese

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    Comments

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    1. Andrea James says

      December 28, 2024 at 7:47 am

      I made this in a 8*8” pan and doubled the recipe. It was delicious but it was not firm. It was runny. What did I do wrong? Should I have cooked longer? The top was set, pretty and golden but when I got a scoop to put on my plate it was like loose chili. Help me out

      Reply
      • Heather Bilyeu says

        December 31, 2024 at 1:18 pm

        Oh no! I am sorry. The chili doesn't set up and get thicker so this recipe needs to be made in thin layers. If doubling next time, I would use a 9x13 pan. That way you get a thin layer of cream cheese, chili, and the cheese without overcooking the top layer. The chili will still be chili consistency but more scoopable since it is thiner if that makes sense. Thanks for asking this question - I will update the post to include this helpful tip!

        Reply
        • Andrea James says

          January 01, 2025 at 9:05 am

          Thank You! I will try that next time!

          Reply

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    Hi, I'm Heather! Grab a glass of wine, a blanket, and a cozy seat on your back porch. I am so glad you are here! Born and raised in Kentucky and with proper southern roots, my love for entertaining and hospitality runs deep within my soul. There is nothing that I love more than having people around my table and loving them through food and drink!

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