10 Minute 5-Layer Taco Dip

If there's one thing you can count on at a Southern gathering, it's a table full of good food and at least one irresistible dip. This easy 5-Layer Taco Dip checks every box with seasoned refried beans, sour cream, pre-made guacamole (hello easy button!), salsa, and freshly grated cheddar cheese. It comes together in just minutes, is served cold, and is the kind of recipe everyone gathers around before the meal even begins.

A hand holding a tortilla chip above a layered dip with cheese, salsa, guacamole, and sour cream in a glass bowl, against a vibrant orange and red background.

How are we coming to the close of summer?! I seriously hate it. I wish summer would last forever. The pool days. The sun is not setting until 9:30. Crisp rose on the back porch with friends. And ALL. THE. DIPS. 😜

Ok, maybe a little overly dramatic about the cold dips, but seriously. Making all of these this summer has been so fun. I don't know if I can pick a favorite (still really eating up the pickle dip though - it may be my new identity y'all), but goodness, I love a Mexican layer dip!

In true fashion to the rules of this series (easy, fast, no cooking, served cold, and 100% irresitble) - I kept everything so simple, but that doesn't mean it lacks any flavor - let me show you!

*full transparency - I used this deep clear, small round bowl to get good pictures of all the layers here BUT this is best made in a more shallow 8x8 baking dish so that when you scoop, you get a bite of all the layers.

Taco ingredients on a granite counter: sour cream, salsa, canned pinto beans, shredded cheddar cheese in a bag, guacamole in a container, and mild taco seasoning. White tile backsplash and outlet in the background.
Set out all your ingredients.
A blue bowl on a granite countertop contains mashed refried beans with a pile of taco seasoning on top, ready to be mixed.
Spoon the refried beans into a bowl. Microwave for 1-2 minutes until warmed through - stir to make smooth. Add in the taco seasoning and stir.
A small glass bowl filled with a light brown, creamy mixture sits on a speckled granite countertop in front of a white tiled backsplash.
Spread the seasoned beans evenly into the dish.
A glass bowl with a dessert featuring a crumbly brown base and a thick layer of creamy white topping sits on a speckled granite countertop with a white tile backsplash.
Spread the sour cream evenly out - making sure to get all the way to the edges.
A glass bowl filled with layered dip, featuring a bottom brown layer, a middle white layer, and a top layer of chunky green guacamole, sits on a granite countertop in front of a white tiled backsplash.
Repeat with the guac.
A glass bowl with layered dip containing salsa, guacamole, sour cream, and a brown base sits on a granite countertop in front of a white tiled backsplash.
Then pour the salsa on top.
A pile of shredded cheddar cheese sits on a wooden cutting board, ready to add savory flavor to your next dish—perhaps a Croissant Breakfast Casserole with Sausage and Pimentos. In the background, a glass dish of cubed bread rests on a gray countertop, perfect for creating this comforting breakfast favorite.
Take the extra minute or two to grate your own cheddar - it makes all the difference in the taste and texture IMO.
A table set with a layered dip topped with shredded cheese, tortilla chips, and a pink drink in a stemmed glass. Bright plates and a striped tablecloth add color to the scene.
Add the cheese on top and serve immediately with your favorite chips!
Print

Recipe

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A bowl of seven-layer dip topped with shredded cheddar cheese sits on a pink tray, surrounded by tortilla chips and plates on a striped tablecloth.

10 Minute 5-Layer Taco Dip


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Description

If there's one thing you can count on at a Southern gathering, it's a table full of good food and at least one irresistible dip. This easy 5-layer taco dip checks every box with seasoned refried beans, sour cream, pre-made guacamole, salsa, and freshly grated cheddar cheese. It comes together in just minutes, is served cold, and is the kind of recipe everyone gathers around before the meal even begins.


Ingredients

Scale
  • 1 (16-ounce) can refried beans*
  • 1 tablespoon taco seasoning*
  • 1 (16-ounce) container sour cream
  • 1 (1-pound) container prepared guacamole
  • 1 (16-ounce) jar salsa*
  • 1 pound cheddar cheese - freshly shredded


Instructions

  1. Place the refried beans in a microwave-safe bowl and microwave for 1-2 minutes, until warmed through. Stir well with a spatula until smooth.
  2. Add the taco seasoning to the beans and mix until fully combined.
  3. Spread the seasoned refried beans into an even layer in the bottom of a 8x8 inch serving dish.
  4. Evenly spread the sour cream over the bean layer, taking it all the way to the edges.
  5. Spread the guacamole over the sour cream in an even layer.
  6. Spoon the salsa evenly over the guacamole.
  7. Sprinkle the shredded cheddar cheese evenly over the top.
  8. Serve immediately with your favorite tortilla chips, or cover and refrigerate for up to 1 hour before serving.

Notes

Use any brand of your liking and preference for the ingredients. I like and use the following: Siete refried beans, Siete Taco Seasoning, Daisy sour cream, and Mateo red salsa.

  • Prep Time: 10 minutes
  • Cook Time: 0 minuutes
  • Category: Appetizer - Cold Dip
  • Method: Cooking
  • Cuisine: Mexican

Nutrition

  • Serving Size: 1 scoop
  • Calories: 209
  • Sugar: 3.7 g
  • Sodium: 624.4 mg
  • Fat: 13.8 g
  • Carbohydrates: 11.6 g
  • Fiber: 3.3 g
  • Protein: 9.7 g
  • Cholesterol: 34.5 mg
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